Vietnam Investment Funds and the PFIC Tax Trap for US Residents
Vietnamese unit trusts and mutual funds held from the US fall into the PFIC tax trap, an obscure IRS category that can turn a modest gain into a steep bill.
catchyoulaterdd@gmail.com
Disability Insurance for Self-Employed Vietnamese Americans — No Employer Plan, No Safety Net
Self-employed Vietnamese Americans have no employer-provided long-term disability coverage, meaning a disability without insurance can mean zero income.
Home Office Deduction for Vietnamese Business Owners Who Work From Home
The home office deduction lets self-employed Vietnamese owners write off rent or mortgage costs, even from an apartment. Simplified vs actual method compared.
Life Insurance for Vietnamese Immigrants — US Term Policy vs Sending Premiums to Vietnam
US term life insurance runs 3-5x cheaper than Vietnamese policies for the same coverage, and family in Vietnam can be named as beneficiaries directly.
Emergency Fund Strategy for Vietnamese Immigrants Who Support Family Abroad
An emergency fund Vietnamese immigrants can rely on must cover US costs and remittances to Vietnam. Here’s how to size it correctly.
Building a Business Credit Score Separate From Your Personal Score
A business credit profile exists independently of the owner’s personal score, and most small Vietnamese-owned businesses never build one deliberately.
Merchant Cash Advances — Why They’re Expensive and What Nail or Restaurant Owners Should Use Instead
Merchant cash advances get pitched to cash businesses for their speed, but the effective interest rate is often far worse than alternatives owners overlook.
Quarterly Estimated Taxes for Vietnamese Self-Employed — How to Calculate and Never Owe a Penalty
Quarterly estimated tax Vietnamese self employed owners can calculate in minutes using the IRS safe harbor rule. Four due dates, one simple formula.
Identity Theft Protection for Vietnamese Americans — Why Immigrants Are Disproportionately Targeted
New SSNs and thin credit files make Vietnamese immigrants prime identity theft targets. Here is how to freeze credit and set up alerts before a breach happens.
Selling Property in Vietnam as a US Resident — The Full Tax Calculation on Both Sides
Selling property in Vietnam as a US tax resident triggers tax bills on both sides. Here’s how the two systems actually interact.