Money Basics

A Tet sinking fund spreads lì xì, flights, and banquet costs across the year instead of one January scramble. Here’s how much to save monthly and where to park it.

Without a US will, your assets go through probate by default. Naming a beneficiary who lives in Vietnam requires specific language most people skip.

A dependent care FSA lets working parents set aside pre-tax dollars for daycare. Many Vietnamese dual-income couples with employer benefits skip it entirely.

Buying a home as a Vietnamese immigrant depends on documented income, not citizenship. Here’s what mortgage lenders actually verify for self-employed applicants.

High-yield savings Vietnamese Americans use pays far more than a traditional bank, with the same FDIC protection. Here’s the real rate gap.

An emergency fund Vietnamese immigrants can rely on must cover US costs and remittances to Vietnam. Here’s how to size it correctly.

Viet Kieu with Vietnamese citizenship have real property rights in Vietnam. Here’s what you can own, and why citizenship status decides everything.

SEP-IRA lets self-employed Vietnamese Americans deduct thousands from taxable income. Learn contribution limits, deadlines, and a real salon example.

Send money to Vietnam the smart way. Compare Vietcombank, Wise, and Remitly by total cost, not just the sticker fee, and save real dollars yearly.